Current Rates
| Products | Minimum Deposit to Open | Interest Rate | APY | Early Closeout Penalty |
| Now | 100.00 | 0.00 | 0.00 | N/A |
| Special Now | 100.00 | 0.00 | 0.00 | N/A |
| Select | 0.00 | See | Below | N/A |
| Super Now | 1,000.00 | See | Below | N/A |
| MMDA | 2,500.00 | See | Below | N/A |
| Passbook | 50.00 | 1.00 | 1.00 | N/A |
| Statement | 100.00 | 1.00 | 1.00 | N/A |
| Christmas | 1.00 | 1.00 | 1.00 | $3.00 |
| Vacation | 1.00 | 1.00 | 1.00 | $3.00 |
| 91 days | 1,000.00 | 2.500 | 2.50 | 1 month interest |
| 6 months | 1,000.00 | 2.800 | 2.80 | 1 month interest |
| 9 months | 1,000.00 | 2.918 | 2.95 | 1 month interest |
| 12 months | 1,000.00 | 3.163 | 3.20 | 1 month interest |
| 15 months | 1,000.00 | 3.942 | 4.00 | 3 months interest |
| 18 months | 1,000.00 | 2.967 | 3.00 | 3 months interest |
| 24 months | 1,000.00 | 3.163 | 3.20 | 3 months interest |
| 30 months | 1,000.00 | 3.455 | 3.50 | 3 months interest |
| 36 months | 1,000.00 | 4.184 | 4.25 | 3 months interest |
| 48 months | 1,000.00 | 3.602 | 3.65 | 6 months interest |
| 60 months | 1,000.00 | 3.748 | 3.80 | 6 months interest |
| 84 months | 1,000.00 | 4.184 | 4.25 | 6 months interest |
| IRA 6 months | 500.00 | 2.800 | 2.80 | 1 month interest |
| IRA 12 months | 500.00 | 3.163 | 3.20 | 1 month interest |
| IRA 15 months | 500.00 | 3.942 | 4.00 | 3 months interest |
| IRA 18 months | 500.00 | 2.967 | 3.00 | 3 months interest |
| IRA 24 months | 500.00 | 3.163 | 3.20 | 3 months interest |
| IRA 36 months | 500.00 | 4.184 | 4.25 | 3 months interest |
| IRA 48 months | 500.00 | 3.602 | 3.65 | 6 months interest |
| IRA 60 months | 500.00 | 3.748 | 3.80 | 6 months interest |
Rates Effective From July 17, 2008 until July 23, 2008
| DDA Type | Minimum Balance to Earn APY | Interest Rate | APY | MDB to Avoid SC | Monthly SC |
| NJCC | N/A | N/A | N/A | $300.00 | $3.00 |
| CBC | N/A | N/A | N/A | $100.00 | $5.00 |
| NOW (checks not returned) |
N/A | 0.00% | 0.00% | $300.00 | $5.00 |
| Special NOW | N/A | 0.00% | 0.00% | $400.00 | $5.00 |
| Select Checking | $0.00 - $1,499.99 | 0.00% | 0.00% | N/A | $5.00 |
| $1,500.00 - $2,999.99 | .50% | .50% | N/A | $5.00 | |
| $3,000.00 & over | 1.00% | 1.00% | N/A | $5.00 | |
| Super NOW | $0.00 - $999.99 | 0.00% | 0.00% | $2,500.00 | $5.00 |
| $1,000.00 - $2,499.99 | .75% | .75% | $2,500.00 | $5.00 | |
| $2,500.00 -24,999.00 | 1.00% | 1.00% | $2,500.00 | $5.00 | |
| $25,000.00- 74,999.99 | 1.75% | 1.75% | $2,500.00 | $5.00 | |
| $75,000.00 & over | 2.25% | 2.25% | $2,500.00 | $5.00 | |
| MMDA (checks not returned) |
$0.00 - $2,499.99 | 0.00% | 0.00% | $2,500.00 | $5.00 |
| $2,500.00 - $24,999.99 | 1.000% | 1.00% | |||
| $25,000.00 - $49,999.99 | 2.000% | 2.02% | |||
| $50,000.00 - $99,999.99 | 2.350% | 2.38% | |||
| $100,000.00 - $249,999.99 | 3.446% | 3.50% | |||
| $250,000.00 - $499,999.99 | 3.446% | 3.50% | |||
| $500,000.00 - $1,499,999.99 | 3.446% | 3.50% | |||
| $1,500,000.00 - $2,499,999.99 | 3.446% | 3.50% | |||
| $2,500,000.00 - $3,499,999.99 | 3.446% | 3.50% | |||
| $3,500,000.00 - $4,999,999.99 | 3.446% | 3.50% | |||
| $5,000,000.00 - $7,499,999.99 | 3.446% | 3.50% | |||
| $7,500,000.00 - $10,000,000.00 | 3.446% | 3.50% |
| Interest Rate and APY may vary after account opening. Fees may reduce earnings. |
| APR = Annual Percentage Rate APY = Annual Percentage Yield MDB = Minimum Daily Balance SC = Service Charge |
